Funding & Insurance

Somebody else may be paying for half this job

Brush management, fuel breaks, and defensible space are cost-shared by programs most landowners have never heard of, and documented mitigation is increasingly what keeps a wildfire policy from being non-renewed. Mastiff raises the ones that fit the work on the quote itself — and flags the scheduling rule that quietly disqualifies people who start too early.

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The problem

The money was there and nobody mentioned it

A landowner sits on a bid for months because the number is more than they planned. Half that work may have been cost-shared by NRCS, and the neighbor who knew to ask got it. Worse: the ones who do find out often find out after the machines rolled, which is exactly when the program stops being available to them.

Without Mastiff

  • Landowners stalling on a bid that a program could have halved
  • Nobody in the conversation knowing which programs cover clearing work
  • Cost-share lost because work started before the contract was executed
  • Defensible-space work done, then nothing to hand the insurance carrier
  • Policies non-renewed over mitigation that was actually performed
  • The operator cast as the expensive one, when the funding gap was the problem

With Mastiff

  • Programs that match the state, the acreage, and the work raised on the quote
  • The contract-before-work rule stated where it still changes the schedule
  • Plain language about who gets paid, so it isn't read as your discount
  • A documentation packet the homeowner can hand their carrier
  • Hedged wording throughout — "may qualify", never a promise you'd have to defend
  • A reason to talk timeline with the customer instead of just price

How it works

From setup to done.

01

Quote the work as usual

Draw the takeoff, price the job, send the link. Nothing extra to fill in — the match runs off the state, the acreage, and the words already on the quote.

02

Matching programs surface on the quote

If the work and the acreage fit a cost-share or an insurance credit, a short block appears on the customer's copy naming the program, the authority, and the published band.

03

The timing rule gets said out loud

Where a program won't pay for work begun before the contract is executed, the quote asks the customer for their timeline. That one sentence is the difference between a funded job and a disqualified one.

04

Hand over the documentation

When the work is done, the insurance packet documents what was performed, against the standard it was performed to, ready for the carrier or the program file.

Capabilities

Everything in the box.

  • Cost-share programs, matched not guessed

    NRCS brush management, fuel break, and forest stand improvement practices are matched against the state, the priced acreage, and the services the quote describes. A stump job doesn't get pitched a forestry practice.

  • The rule that disqualifies people

    NRCS will not pay for practice work begun before the contract is executed. That makes it a scheduling constraint, not a footnote — so it's stated at quote time, when the schedule is still being set.

  • Clear about who gets paid

    Cost-share goes to the landowner, after the practice is certified, on the agency's timeline. Saying so plainly heads off the assumption that a program means a discount on your invoice.

  • The insurance packet

    Defensible-space work documented against CAL FIRE PRC §4291, Wildfire Partners, or IBHS Wildfire Prepared Home guidance — the artifact a homeowner hands their carrier when the policy is under review.

  • Bands, not promises

    Published cost-share ranges and the higher band reserved for beginning farmers, veterans, and historically underserved producers are shown as ranges with the eligibility caveat attached. Funding is competitive and the copy says so.

  • Advisory by design

    Every line says "may qualify". Mastiff doesn't administer these programs, file applications, or determine eligibility — it raises the possibility early enough to be useful and points at the agency that decides.

FAQ

Common questions.

Does Mastiff apply for the grant?

No. Applications go through your local NRCS field office and the landowner is the applicant — the payment goes to them, not to you. Mastiff raises the program on the quote so the conversation happens before the schedule is set.

Is this a discount on my quote?

No, and the wording is careful about that. Cost-share reimburses the landowner after the practice is completed and certified. You still bill your own price on your own terms; the program changes what the job costs them, not what it pays you.

Why does it keep saying "may qualify"?

Because eligibility is determined by the agency or the carrier after their own review, and program funding is competitive — an eligible practice is not a funded one. Overstating it would put you in the position of having promised something you don't control.

What actually disqualifies a customer?

The most common one is starting the work before the contract is executed. NRCS won't pay for practice work already begun, so a fast mobilization can cost your customer the entire cost-share. That's why the quote asks about timeline.

Do the insurance discounts really exist?

Carriers set their own discounts and their own evidence requirements, and some recognition programs work at the community level rather than the parcel. The bigger effect in wildfire country is often non-renewal: documented defensible space is what keeps a policy in force. Your customer should confirm specifics with their agent.

Stop losing bids to a funding gap nobody mentioned

Let the quote raise the programs that fit the work, say the timing rule out loud, and hand over documentation the carrier will accept.

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